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the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years..
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.of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
the staff's "dearth of knowledge" about the correct procedure to follow when someone dies unexpectedly was also highlighted..