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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation... is the place to come for breaking news, analysis and for stories that are just too interesting � or too entertaining � to pass up..
he let it ring and ring. "aren't you going to answer it?" his wife asked. "no, i know what's on the other line," olczyk said.. we have let patients down, admits senior northern ireland civil servant . .