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of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies..
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the staff's "dearth of knowledge" about the correct procedure to follow when someone dies unexpectedly was also highlighted..