the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says..

mr mcgurgan said that mrs cavanagh "died alone" after suffering a terminal collapse and fell from her bed while "the cot sides were down".. high street chemists across northern ireland are facing closure without an urgent cash injection from health officials, it has been claimed..

scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance..

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