he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies..

but shocking figures uncovered by labour yesterday show some patients are suffering agonising waits of as many as 541 days to begin treatment..

mactavish-west: you could take fresh vegetables, and you put them in the fridge maybe for up to a week. they'll just continue to decline in most cases...