scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.. february 2012  (21)... we value our readers and are committed to growing our community by encouraging you to add to the discussion..

225,000 deaths a year at the hands of modern medicine. two to four million maimings. 2.25 million deaths per decade. the crown is responsible..