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.on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation..
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance..
. while in the specialist's services were supposedly interested the english "west ham", and "everton", "napoli", russian "zenith" and the portuguese "benfica"..
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