scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance..

"if the battery in a mechanical mod over-discharges and the device doesn't contain enough air holes to allow the battery to vent, there is a risk of explosion.".

�defending the crown� is another way to put it. the king may make mistakes, he may commit heinous offenses, but he is the king, and therefore his position must remain secure....

the total amount paid out in life claims was £129.4m, with £13.46m paid in terminal illness claims..