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.the total amount paid out in life claims was £129.4m, with £13.46m paid in terminal illness claims..
but shocking figures uncovered by labour yesterday show some patients are suffering agonising waits of as many as 541 days to begin treatment..
it also recommends building more secure restrooms and hand-washing stations in areas where homeless people congregate..
"in contrast, a mechanical mod is unregulated and works simply by drawing the power of a battery to an atomizer," he said. .
the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years..
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies..