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of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .

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scottish widows' figures were compiled using the abi guidance for calculating claims statistics...

'indian ip and liabilities law barrier to pharma r&d investment'
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"their serious adverse incident process has been wholly inadequate and what we have heard this week is a damning indictment of the western trust..

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