later, after robert and other family members said their final goodbyes, hospital workers started wheeling helen out of the room..

on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation.. april 2015  (20).

shocking figures uncovered by labour show some patients are suffering agonising waits of as many as 541 days to begin treatment