of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met.  https://drbryanpwalsh.com/Bickett-father-of-Harnly-from-Constanta?Gertnerfa=197

speaking on behalf of the family after the inquest, mrs cavanagh's son vincent said the coroner vindicated their need to raise concerns about the way in which their mother was cared for...

the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says..

shocking figures uncovered by labour show some patients are suffering agonising waits of as many as 541 days to begin treatment. december 2006  (17).