when robert had to go on full medical disability in his early 50s after hurting himself at work, helen went back to work, this time in the oil industry..

the provider paid out on 7,469 life and 1,769 critical illness claims in the year, with men accounting for 59 per cent of life claims and 47 per cent of critical illness claims..

�long delays can put people under incredible stress at an already difficult time and could also mean that someone�s health could take a turn for the worse...