alan knowles, managing director of cura financial services, said: “scottish widows are delivering on their word to customers by paying the majority of the claims they see. .

on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation...

the statistics i�m quoting reveal a problem on the level of a tsunami sweeping across the whole of america and europe..