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.scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance..
�long delays can put people under incredible stress at an already difficult time and could also mean that someone�s health could take a turn for the worse..
the publication�s purpose is to be a "force for good and a platform for much needed change and to generate critical debate"..
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