scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance..

"there is an issue that needs to be addressed in terms of the narrative the health trust tried to present and mislead the inquest and cover up what actually happened..

"i hit the lottery," derek valenzuela, now 45 and a professional baseball scout for the chicago white sox, said of being born into the family..

"the hospital � i don't know what to say. everyone was amazing," he said..

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the situation has become so bad that a cross-party committee of politicians called it a.

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  �long delays can put people under incredible stress at an already difficult time and could also mean that someone�s health could take a turn for the worse..